Personal tax, handled properly.
Whether you have one IRP5 or a portfolio of properties and foreign income, we make sure your return is right, your deductions are claimed and SARS is dealt with on your behalf.
Tax returns
Annual and provisional returns done right, with every deduction you are entitled to.
Personal income tax returns (ITR12)
Accurate, on-time returns for salaried employees, commission earners and multiple-income households.
- Review of your SARS auto-assessment before you accept it
- Medical, retirement annuity, travel and home-office deductions
- Multiple IRP5s and additional income
- Submission via eFiling and follow-up on assessments and refunds
Provisional tax (IRP6)
Estimates and submissions for freelancers, sole traders, directors and anyone with income not fully taxed at source.
- First, second and voluntary third payment calculations
- Penalty-avoidance planning around the 80% and 90% accuracy rules
- Cash-flow planning so the February payment never surprises you
Tax directives
Applications for lump-sum, severance and fixed-percentage directives for commission earners and independent contractors.
SARS problems
When SARS is the problem, we deal with SARS so you do not have to.
SARS eFiling registration and profile help
Getting registered, recovering access, fixing profile and banking detail issues, and sorting out registered representative problems.
Tax clearance and compliance status
Tax Compliance Status (TCS) PINs for tenders, emigration, foreign investment allowance and good standing, with the underlying compliance issues resolved first.
Disputes, objections and appeals
Requests for correction, notices of objection, appeals and suspension of payment, presented properly and tracked to resolution.
Property, investments and retirement
The parts of a return where the biggest mistakes, and the biggest savings, hide.
Capital gains tax
Disposals of property, shares, crypto assets and businesses, including primary residence exclusions and base-cost reconstruction.
Rental income
Correct treatment of rental income and expenses, bond interest, levies, repairs versus improvements, and losses ring-fenced under section 20A.
Retirement and investment tax advice
How retirement annuities, tax-free savings, endowments and the two-pot system affect your tax position, explained in plain language.
Foreign income, expats and estates
Specialist situations that most generalist preparers get wrong.
Foreign income and expatriate tax
The R1.25 million foreign employment exemption, double tax agreements, tax residency and ceasing residency, and foreign tax credits.
Estates and deceased estates
Pre- and post-date-of-death returns, executor support and estate duty considerations handled with care.
Three ways to work together.
Simple return
One IRP5, standard deductions, no provisional tax.
- Review of your auto-assessment
- Medical aid and retirement annuity deductions
- eFiling submission
- Assessment check and refund follow-up
Standard return
Multiple income sources, investments or a travel allowance.
- Everything in Simple
- Multiple IRP5s and IT3 certificates
- Travel logbook and allowance claims
- Capital gains on shares or unit trusts
- Rental income (one property)
Provisional taxpayer
Freelancers, sole traders and anyone paying provisional tax.
- Two IRP6 provisional returns
- Annual ITR12 with income statement
- Expense review and home-office claims
- Quarterly check-ins on your tax position
- Free FTG Books subscription
Indicative prices. Prices exclude VAT where applicable. Your exact fee is confirmed in writing after a free consultation. Full pricing.
Personal tax FAQ
Do I need to submit a tax return?
Most people earning above the tax threshold must submit a return. You do not need to if your total income is below R500,000 from a single employer, you have no other income, no deductions to claim and you were not given a travel or other allowance. If SARS has issued you an auto-assessment, check it before accepting; it does not always include everything.
When is the filing season?
For the 2026 season SARS issued auto-assessments from 1 to 12 July 2026, opened filing on 13 July, and closed it on 23 October 2026 for non-provisional taxpayers. Provisional taxpayers and trusts have until 22 January 2027. The pattern is similar every year: July to October for most people, January for provisional taxpayers. The tax calendar on this site is updated when SARS announces each season.
What is provisional tax and does it apply to me?
Provisional tax is a way of paying your income tax in advance during the year, in two payments (August and February), rather than in one lump sum on assessment. It applies if you earn income that is not subject to PAYE, such as freelance, business, rental or substantial investment income, above certain thresholds.
Can you help me claim my home office?
Yes, if you qualify. Employees need to work from a dedicated home office for more than half of their working hours and the space must be used exclusively for work. Sole traders have more flexibility. We will tell you honestly whether the claim is worth making given the capital gains tax implications when you sell.
Not sure what you need?
Send us your situation on WhatsApp or book a call. If it is simple enough to do yourself, we will tell you.