A finance function without the headcount.
Fixed monthly retainers that cover the books, the filings and the conversations that matter. Start-ups, owner-managed companies, trusts, non-profits and body corporates.
Bookkeeping and reporting
Clean books every month and reports that tell you what to do next.
Monthly bookkeeping
Reconciled books every month in FTG Books, Xero, Sage or QuickBooks, so you always know where you stand.
Management accounts
Monthly or quarterly reports that explain what happened and what to do about it, not just a printout from the system.
Budgeting and cash flow forecasting
Rolling 12-month forecasts, scenario planning and funding readiness for banks and investors.
Accounting software setup and training
Implementation, migration and training on FTG Books, Xero, Sage and QuickBooks so your team captures data correctly from day one.
Tax and VAT
Every return filed on time, and a plan to pay no more tax than the law requires.
Company income tax (ITR14)
Tax computations, deferred tax, assessed losses, section 12 allowances and submission of your ITR14 and supporting schedules.
VAT registration and VAT201 returns
Voluntary and compulsory registration (the compulsory threshold is R2.3 million from 1 April 2026), bi-monthly or monthly returns, apportionment, and SARS VAT verifications.
Business tax planning
Structuring, remuneration planning, small business corporation status, turnover tax eligibility and timing of expenditure to legally minimise tax.
Payroll
Staff paid correctly and SARS, UIF and the Compensation Fund kept happy.
Payroll, PAYE, UIF and SDL
Monthly payslips, EMP201 submissions, bi-annual EMP501 reconciliations, IRP5 and IT3(a) certificates, UIF declarations and COIDA returns.
Company secretarial and CIPC
Keeping the company itself in good standing, not just its tax.
Company registration and annual returns
New company registrations, name reservations, director changes and annual returns, so your company stays in good standing.
Beneficial ownership filings
CIPC beneficial ownership declarations and securities register updates, now required with every annual return.
B-BBEE affidavits
Sworn affidavits for Exempted Micro Enterprises and qualifying start-ups, with turnover confirmation from your financial statements.
Financial statements and assurance
Annual financial statements that meet the Companies Act, and only as much assurance as the law requires.
Annual financial statements
IFRS for SMEs or IFRS compliant AFS, compiled independently so you meet Companies Act requirements and lender expectations.
Independent reviews and compilations
Our Independent Reviewer (SA) performs ISRE 2400 independent reviews for companies that do not require an audit, and compilation engagements under ISRS 4410.
Advisory
Senior financial thinking when you need it, without the salary.
CFO as a service
Part-time financial leadership: board packs, KPI dashboards, pricing decisions and growth strategy without a full-time hire.
Do you actually need an audit?
Many small companies are audited every year without being required to be. The Companies Act decides what you need based on your public interest score and whether you are owner-managed. Our Independent Reviewer (SA) performs ISRE 2400 independent reviews, which are faster and significantly cheaper than an audit, for companies that qualify.
| PI score | Requirement |
|---|---|
| 350 or more | Audit |
| 100 to 349 | Independent review (audit if compiled internally) |
| Below 100, not owner-managed | Independent review |
| Below 100, owner-managed | Neither. Compile your own AFS in FTG Books |
Moving to us is free, and we do the admin.
- 01
Professional clearance
We write to your current accountant for clearance and your records. You do not need to have an awkward conversation.
- 02
SARS and CIPC access
You sign a power of attorney and we take over your eFiling profile and CIPC customer code.
- 03
Records and catch-up
Your accounting file, prior financial statements and tax returns move across. Any backlog is brought current.
- 04
Steady state
From the next month-end you are on the normal rhythm: books done, returns filed, deadlines tracked.
Tip: the quietest time to switch is straight after your financial year end or after filing season. Any time works, but those two avoid a handover in the middle of a deadline.
Pick the level of support you need.
Compliance
Turnover under R1 million. You keep your own books in FTG Books; we handle every filing.
- Annual financial statements
- Company income tax return (ITR14)
- Provisional tax (IRP6), twice a year
- CIPC annual return and beneficial ownership filing
- Quarterly check of your books
- Free FTG Books subscription
Starter
Turnover under R1 million. The books done for you, plus all compliance.
- Everything in Compliance
- Monthly bookkeeping and bank reconciliations
- VAT201 returns if registered
- Annual tax planning review
- WhatsApp access for quick questions
Growth
Turnover R1 million to R5 million. Staff, VAT and regular reporting.
- Everything in Starter
- Payroll for up to 5 employees (EMP201, EMP501, IRP5s)
- Quarterly management accounts
- Cash flow forecast updated quarterly
- Half-yearly review meeting
Established
Turnover R5 million and up. A finance function without the headcount.
- Everything in Growth
- Payroll for up to 20 employees
- Monthly management accounts and cash flow forecast
- Independent review of annual financial statements
- Quarterly strategy meeting
- Priority response
Indicative prices. Prices exclude VAT where applicable. Once-off services such as company registration and independent reviews are on the full pricing page.
Business FAQ
Does my company need an audit, an independent review, or neither?
It depends on your public interest (PI) score and whether the company is owner-managed. Broadly: a PI score of 350 or more means an audit; between 100 and 349 means an independent review (or an audit if the statements were compiled internally); below 100 and owner-managed means you can compile your own statements. Use the PI score calculator on this site for an instant answer.
Which accounting software should I use?
If you are a client, FTG Books is free and we can see your data in real time. We also work in Xero, Sage and QuickBooks if you are already set up there and happy. The best software is the one your team will actually use consistently.
When must I register for VAT?
Since 1 April 2026 registration is compulsory once your taxable supplies exceed R2.3 million in any 12-month period, or you have a contractual obligation that will take you over R2.3 million. Before that the threshold was R1 million, so many businesses that had to register under the old rule can now deregister. You may register voluntarily from R120,000 in taxable supplies. Voluntary registration is sometimes a good idea and sometimes a cash-flow trap; we can model it.
What happens if my CIPC annual return is late?
Penalties accrue and, if the return stays outstanding, CIPC will begin deregistration proceedings, which can freeze your bank account and expose directors personally. We track every client's anniversary date so this never happens.
Ready to close the gap?
Book a free, no-obligation consultation. We will talk through where you are, what you need, and where we can add value.